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Six Tips for Overdraft-Proofing Your Account |
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Monday, 18 January 2010 |
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Many banks and credit unions routinely allow debit and check transactions to go through even if there isn't enough money in the user's account. Then they slam their customers with overdraft fees, usually without a warning, at the time of purchase, claiming this "service" protects people from bounced checks and declined transactions. |
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Eight Ways to Cut Back Without Sacrificing |
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Monday, 18 January 2010 |
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When times are tight—as they are now for many Americans facing declining home values, depressed stocks, and tighter credit markets—cutting back on indulgences can seem inevitable. But it might not be. U.S. News asked budgeting experts for advice on how to make ends meet during tough times without sacrificing too many of life's pleasures. Here are their top tips. |
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Retire in 2010: What You Need to Know |
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Monday, 18 January 2010 |
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For most people, few things would make 2010 a happier year than the prospect of retiring. Leaving the rat race behind for a life of rest and relaxation is a wonderful plan, as long as you've done your financial planning in advance. To make your dream a reality, there are some critical questions to ask before you quit your day job. |
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